Preserve cash
Spread the upfront investment while your system starts generating.
Finance pathways
Make the numbers as clear as the energy plan.
Waikato · Aotearoa New ZealandExplore current green lending options, understand the caveats and speak with your lender before deciding how to fund your system.
Talk through my projectFinance, made legible
The right question is not “Can I finance solar?” It is “Does this structure make sense for my property and cash flow?”
Energy Point can help define the technical investment and model how the system may perform. Your bank or independent adviser must confirm eligibility, lending terms and whether a product is appropriate for you.
Why consider finance
Start generating while you manage the upfront investment.
Finance can change the timing of cost, not the fundamentals of a good system. Design and conservative assumptions still matter.
Match the plan
Compare repayments with a conservative model of your energy use.
Build for later
Consider batteries, EV charging and future demand in the first design.
Current bank pathways
Green lending from major New Zealand banks.
Offers change. Follow the source and confirm every rate, limit and eligibility requirement directly with the lender.
Information reviewed 12 August 2026.
WestpacGreater Choices home loan0% p.a.
Five yearsUp to $50,000ANZGood Energy home loan top-up1% p.a.
Fixed for three yearsUp to $80,000ASBBetter Homes top-up1% p.a.
Fixed for three yearsUp to $80,000BNZGreen Home Loan top-up1% p.a.
Fixed for three yearsUp to $80,000KiwibankSustainable Energy LoanStandard lending rate
Contribution may applyBased on lending approval
Five yearsUp to $50,000ANZGood Energy home loan top-up1% p.a.
Fixed for three yearsUp to $80,000ASBBetter Homes top-up1% p.a.
Fixed for three yearsUp to $80,000BNZGreen Home Loan top-up1% p.a.
Fixed for three yearsUp to $80,000KiwibankSustainable Energy LoanStandard lending rate
Contribution may applyBased on lending approval
Important
These products are offered by independent lenders, not Energy Point. Lending, equity, credit and product criteria apply. Promotional rates can revert to higher rates. Energy Point does not provide financial advice and receives no authority to approve lending.
No invented incentives
There is no active nationwide solar rebate.
As of August 2026, New Zealand does not have a nationwide government rebate for residential rooftop solar. Announced election policies are proposals, not current entitlements.
01Check current lender terms
02Review conservative energy assumptions
03Get independent financial advice
Before you choose
Four questions worth asking.
What happens after the special rate?
Understand the revert rate, repayment term and total borrowing cost.
What does eligibility require?
Ask about home-loan status, equity, approved products and documentation.
Are savings assumptions conservative?
Model your real usage, retailer plan and likely export rather than a headline.
Will the design still suit you later?
Consider demand growth, EVs, storage and likely time in the property.
Technical clarity first
Build the energy case before the finance case.
We will help define the right system and the assumptions behind it. Then you can take a clear proposal to your lender.
Discuss my project