Keep the cash
Spread the cost instead of paying the system in one hit.
Finance
Spread the cost
Keep cash in the household. The system can earn while you repay the lending.
Start generating
The system can earn while you repay the lending.
Use the mortgage
Eligible home-loan customers can top up with the bank they already have.
Compare the numbers
Set repayments against a conservative model of how you use power.
Leave room to grow
Design for a battery, EV charging or more panels later.
We prepare the plan
You take a clear proposal to the lender. We stay on the specs if they ask.
Current funding
Green lending from major banks
If you already have a home loan, a green top-up is often the simplest path. We size the system. You take the plan to your bank.
WestpacGreater Choices home loan0% p.a.Five yearsUp to $50,000 (opens official lender website)
ANZGood Energy home loan top-up1% p.a.Fixed for three yearsUp to $80,000 (opens official lender website)
ASBBetter Homes top-up1% p.a.Fixed for three yearsUp to $80,000 (opens official lender website)
BNZBetter Future home loan top-up1% p.a.Fixed for three yearsUp to $80,000 (opens official lender website)
KiwibankSustainable Energy LoanStandard lending rateContribution may applyBased on lending approval (opens official lender website)
These products are offered by independent lenders, not Energy Point. Lending, equity, credit and product criteria apply. Promotional rates can revert. Energy Point does not provide financial advice. As of August 2026 there is no nationwide government rebate for residential rooftop solar. Election policies are proposals, not current entitlements. Information reviewed 15 August 2026.
Need a hand choosing?
Book a visit. We size the system and give you numbers you can take to the bank.